Acadia Capital started where most good lending companies start: with a frustrated borrower. Dan had spent years brokering hard money loans for other lenders and originating over 900 of them, and the same friction kept showing up. Slow appraisals. Loan committees that didn’t understand the deal. Borrowers losing properties because the capital wasn’t ready in time.
So we brought lending in-house and built it the way we’d always wanted to be lent to. Asset-based underwriting. Real conversations with people who’ve actually flipped, built, and held investment property. No bureaucracy, no surprises, and no wasted weeks.
Today, Acadia funds fix-and-flip, ground-up construction, and bridge loans across the Southeast. The team behind it is small on purpose: three people who run every deal personally and treat your timeline like our own.
Dan founded Acadia Capital after years of brokering hard money loans for other lenders. After originating more than 900 loans on someone else’s terms, he decided to bring the entire process in-house and run it the way he’d always wanted to: faster, more flexible, and built around the actual deal instead of the loan committee.
Outside of Acadia, Dan leads Burlington House Buyers in Vermont, where he and his team have flipped and managed over 200 units and built a portfolio of long- and short-term rentals. He also owns WaveMax Laundry in Knoxville, Tennessee.
Dan looks at every deal like an operator, not a banker. Structuring creative financing, finding the path to yes, and scaling what works are the parts of the job he’s built a career around. He shares that playbook through his Private Lending Playbook course, mastermind groups, and industry events.
Originally from Kennebunk, Maine, Dan now lives in Knoxville with his wife, their daughter Alexandra, and two Labradors. Three days a week, you’ll find him on the golf course.
Haydynn got into real estate right after graduating from the University of Tennessee, Chattanooga with a Bachelor’s in Business Management. College never really clicked for him, but he stuck it out. After graduation, the corporate world made even less sense, so he started showing up at every networking event he could find. That’s how he met Dan. The two went in together on a 74-unit storage facility, and a few years later co-founded Acadia.
Today, Haydynn has helped investors place over $5 million into Acadia Capital. Beyond Acadia, he founded and runs the Southeast Best Real Estate Meetup and the Chattanooga Owners Club, two communities he built to connect investors across the region.
He also serves on church mission trips to Cap-Haïtien, Haiti. When he’s not working a deal or running an event, you’ll find him playing guitar, on a chess board, traveling, or wake surfing on the Tennessee River.
Mia Gotti brings over 28 years of expertise in the mortgage industry, with deep roots in both processing and underwriting. Known for her sharp analytical mind and relentless drive, Mia thrives on the challenges that others shy away from. She tackles complex loans with the same determination and creativity she’d bring to solving an intricate puzzle. Her clients and colleagues trust her not just for her technical mastery, but for her genuine commitment to finding a path forward when the road gets complicated.
When she’s not navigating the nuances of a difficult deal, Mia finds her balance and joy among horses, her four-legged therapists who keep her grounded, centered, and ready to take on whatever comes next.
Christine spent 15+ years in nursing before the 2020 pandemic pushed her to rethink things. She moved into business administration, eventually landed in hard money lending, and has worked alongside Dan since 2023.
Detail is her thing. Sharp memory, a real love of spreadsheets, and a knack for keeping the back end of every file moving on time. If something has been promised to a borrower or an investor, Christine is the reason it gets done.
Outside of work, she founded a local theater company in Vail, Arizona, where she serves as Director of Youth Programs and puts in countless hours bringing the arts to her town. She lives in Vail with her husband and three teenagers. Her older kids are out on their own, including one serving in the Navy, which makes her a proud Navy Mom.
Crystal joined Acadia as Executive Assistant after spending 8+ years in customer care on the banking side. That background taught her how to handle a lot of moving pieces at once. Account questions, client follow-ups, escalations, and the kind of detail work that makes or breaks a relationship.
At Acadia, she runs point on the administrative side. Scheduling, research, reporting, and keeping borrowers and investors in the loop. She’s the reason small things get done before they become big ones.
Whether you’re funding a deal or putting capital to work, the path starts the same way: a real conversation with one of us.