Earn Passive Returns
Backed by Real Estate
Join a growing network of accredited investors earning 8–10% annual returns on short-term, asset-secured private loans — originated by a team with 1,000+ funded loans and a <1% foreclosure rate.
Invest With UsRecently Funded Loans
A sample of active loans currently in our portfolio. Each is secured by a first-lien mortgage with conservative LTV ratios.
- Loan TypeFix & Flip
- LTV35%
- Rate13% IO
- Term9 Months
- Loan TypeFix & Flip
- LTV65%
- Rate13% IO
- Term7 Months
- Loan TypeBridge Loan
- LTV50%
- Rate12% IO
- Term9 Months
Your Capital Partner in Private Lending
Acadia Capital is a Tennessee-based private lender specializing in asset-based real estate loans. Acadia Fund 1 is managed by Dan Beaulieu — a seasoned real estate investor and entrepreneur who has originated over 1,000 loans — bringing lending fully in-house and giving investors direct access to short-term, high-yield opportunities backed by hard assets.
Our loans are secured by first-lien mortgages on investment properties. We use common-sense underwriting focused on asset value, not just borrower credentials — which means faster closings, stronger collateral, and consistent returns for our investors.
Learn About Our TeamWhy Private Lending?
Private lending fills the gap between traditional bank financing and the speed real estate investors need. As the lender, you earn the interest — secured by the property itself.
The Acadia Investment Model
We originate short-term bridge and fix-and-flip loans to vetted real estate investors. Your capital is deployed into these loans, secured by first-lien mortgages, and you earn a fixed return while we handle all origination, underwriting, and servicing.
Asset-Secured
Every loan is secured by a first-lien mortgage on the investment property — your collateral. We pair that with rigorous underwriting and never lend more than 70% LTV, giving you a 30%+ equity cushion on every deal.
Short Duration
Loan terms of 6–12 months keep your capital working efficiently with predictable payoff timelines.
We Handle Everything
Acadia manages all origination, underwriting, documentation, and servicing. You simply invest and earn.
Fixed Returns
Earn 8–10% annually as quarterly preferred distributions, with no market volatility or stock market correlation.
Choose Your Return Tier
Three investment classes designed to match your capital goals. All classes earn quarterly preferred distributions, secured by first-lien mortgages on investment real estate.
Class C
- Investment: $50,000 – $149,999
- 8% Preferred Return
- Quarterly distributions
- First-lien mortgage security
Class B
- Investment: $150,000 – $499,999
- 9% Preferred Return
- Quarterly distributions
- First-lien mortgage security
Class A
- Investment: $500,000+
- 10% Preferred Return
- Quarterly distributions
- First-lien mortgage security
See What Your Money Can Earn
Estimate your returns based on your investment amount, term, and distribution preference. Keep in mind, actual returns could be slightly higher with our annual bonus split.
Your Investment
Projected Results
For illustration only. Target returns are not guaranteed. Past performance does not guarantee future results.
Schedule Investor CallHow to Become an Investor
Getting started with Acadia Capital is straightforward. Reach out to us and we'll guide you through every step.
Reach Out or Click Invest With Us
Contact us directly or click the "Invest With Us" button at the top of the page. There's no obligation — just a conversation to see if we're a good fit.
Schedule an Investor Call
We'll set up a brief Zoom or phone call to walk you through our current offerings, answer every question you have, and explain exactly how your capital is deployed and protected.
Verify & Fund via InvestNext
We use InvestNext — a leading investor management platform — for accreditation verification, document signing, investment tracking, and funding. The process is simple, secure, and fully digital.
Earn Quarterly Preferred Distributions
Once funded, you receive quarterly preferred distributions directly to your account. We handle all origination, underwriting, and servicing — you simply invest and earn.
How We Protect Your Capital
Risk management is built into every loan we originate. Here's how we keep your investment protected.
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Conservative LTV
We lend at 70% LTV or less, providing a 30%+ equity cushion on every loan.
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First-Lien Position
All investor capital is secured by a recorded first-lien mortgage — you are first in line in any default scenario.
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Property Insurance Required
Borrowers must maintain hazard insurance naming Acadia Capital as loss payee throughout the loan term.
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Thorough Underwriting
Every loan is underwritten based on asset value, borrower experience, and exit strategy — not just credit scores.
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Proven Track Record
1,000+ loans originated with a <1% foreclosure rate and zero investor capital losses to date.
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Short Duration
6–12 month terms limit your exposure window and keep capital liquid relative to long-term alternatives.
Are You an Accredited Investor?
Acadia Capital's private lending opportunities are available to accredited investors as defined by the SEC. You qualify if you meet one of the following criteria:
Income Test
Individual income exceeding $200,000 (or $300,000 joint) in each of the last two years, with expectation of the same this year.
Net Worth Test
Net worth exceeding $1,000,000, individually or jointly with a spouse, excluding the value of your primary residence.
Professional Test
Holding a Series 7, 65, or 82 license in good standing, or certain knowledgeable employees of private funds.
Frequently Asked Questions
Start Earning Passive Returns Today
Join our network of accredited investors. Complete the form below and we'll be in touch within one business day.
Investor Inquiry
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We've received your inquiry and will be in touch within one business day.
Questions? Call us at 865-433-8007.