NEWS & INSIGHTS
Explore key industry insights and keep up to date on current trends in real estate investment and loan programs.
Why Hard Money Funds Are Safer Than Syndications (And Why We’d Rather Be the Bank)
May 15, 2025Syndications often sound sexy, but you’re basically the last to get paid. Hard money funds? You’re the first. We’ll take boring, safe, and paid-in-full any day. Let’s break it down: when you invest in a real estate syndication, you’re usually putting your capital into equity. That means you’re part-owner of the deal—but in the event […]
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Is It Too Good to Be True? How We Earn 10–12% Returns with Real Estate Debt
May 15, 2025We get this question a lot: “Wait, how are you really paying 10–12% annually? What’s the catch?” Here’s the not-so-secret sauce: We make smart loans. At Acadia Capital, we lend to experienced real estate investors who need fast funding for flips, rehabs, or bridge loans. They’re often buying at a discount, adding value, and reselling—so […]
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Private Lending vs. REITs: Which One Actually Pays You First?
May 15, 2025REITs are great—if you like layers of fees, market exposure, and a mysterious quarterly dividend. But when you invest in private lending funds, your capital goes directly into secured real estate loans. And you get paid first. In a typical REIT, your money is pooled and scattered across dozens (or hundreds) of properties, often with […]
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How I Stopped Worrying About the Stock Market and Started Sleeping Like a Lender
May 15, 2025If your portfolio feels like it’s on a caffeine bender—up one day, down the next—you’re not alone. Volatility may be thrilling in your 20s, but at some point, most investors crave predictability. Enter: private lending. When I started investing in first-position mortgages through hard money lending, everything changed. My returns became stable. My risk became […]
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What the Heck Is a First Position Mortgage and Why Should You Care?
May 15, 2025If you’ve ever watched a foreclosure auction and wondered who gets paid first—it’s the first position mortgage holder. And that could be you. When you invest in a real estate loan, the “position” refers to your priority on the property title. First position means your investment gets paid back before anyone else—before HELOCs, second mortgages, […]
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Be the Bank: Why Lending Beats Owning in Real Estate (Most of the Time)
May 15, 2025Owning real estate is great—until the toilet floods at 2 a.m. Being the bank means you get paid first, without the headaches of being a landlord or flipper. Let’s be real: “passive income” from rentals often isn’t all that passive. Between tenant drama, maintenance issues, and property management fees, being a landlord can feel like […]
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Why Hard Money Lending Funds Might Be the Most Boringly Profitable Investment You’ve Never Considered
May 15, 2025Why Hard Money Lending Funds Might Be the Most Boringly Profitable Investment You’ve Never Considered Let’s face it: the stock market is basically a caffeinated squirrel on roller skates. One day you’re up, the next day a tweet tanks your portfolio. If you’re tired of chasing volatility and want something that feels more like a […]
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It’s been a long time coming…
January 1, 2025Exciting News: The Launch of Acadia Capital After months of hard work, planning, and dedication, we are thrilled to announce the official launch of Acadia Capital, a company that has been years in the making. As we look back at the journey, from the moment we set out to build this vision to where we […]
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