Unlock your real estate investment potential with Acadia Capital’s specialized fix-and-flip loans. Our tailored financing solutions are designed to support your property renovation and resale goals. With quick funding and flexible terms, we help you secure properties, complete renovations, and flip them efficiently in competitive markets.
Fill out an application and get pre-approved for a loan!*
*Initial application dos not pull credit.
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Quick loan approval and disbursement so you never miss out on a great deal.
On good deals, there is the potential to have no down payment.
Acadia Capital's leadership team consists of experienced investors who can help guide you in the right direction.
Submit your project details through our streamlined online application process.
We evaluate the property and your project plan to determine loan feasibility. Then, we collect a few documents for processing and underwrite your loan for final approval.
We never miss a deadline. Period.
Loan terms vary by borrower experience, borrower qualifications, and the deal. A typical starting point would be 70% of ARV, 100% of purchase and 100% of Rehab costs. Origination fee and interest rate are specific to the individual project.
Not necessarily, though experience can influence the terms and conditions of the loan. We have a minimum credit score of 600.
We specialize in rapid processing, with the potential to secure funding in as little as a few days after approval.
The minimum loan amount is $50,000. For residential fix and flips the maximum loan to after repair value is 70%, and maximum loan to purchase price is 100%.
A Licensed GC is not required for our fix and flip loans, but strongly recommended.
Yes. We will consider extensions provided the loan is in good standing. Extensions typically last 3 months for a 1% fee added to the payoff.
Our typical fix and flip loan is 9 months, and we do grant extensions for an additional 3 months for a 1% fee added to the payoff.
Acadia Capital will complete its own comps on the project to arrive at an After Repair Value (“ARV”). The loan will typically fund at 70% of ARV.
Appraisal is not required. We conduct our own internal valuation.
Ready to start your next fix-and-flip project? Contact Acadia Capital today to explore financing options and discover how we can help drive your real estate investment success.
Fill out an application and get pre-approved for a loan!*
*Initial application dos not pull credit.
See our Resources page to learn more about our draw process, loan calculators, extensions, and more!
Resources